Cardiff by the Sea Short Sales and Short Sale Information
Cardiff by the Sea Short Sale Specialists
You may Qualify for up to $3,000 in Government relocation assistance with a successful Cardiff by the Sea short sale. (View the San Diego County Video on the sidebar for more info)
When you contact Midas Realty Group, a short sale Realtor® familiar with Cardiff by the Sea short sales will discuss with you your unique situation and your options. If your bank has asked you contact our company as a short sale Realtor, we will expedite your appointment to accommodate your urgency. Likewise, if there is a pending foreclosure sale, we will react with the urgency you need. We provide all short sale services at NO COST to the homeowner. Our consultations are straight forward, informative and FREE.
There is never a cost or obligation to Cardiff by the Sea homeowners exploring their current mortgage options. You will work with a Certified HAFA Specialist (CHS) and Certified Distressed property Expert (CDPE). If you qualify for the HAFA program, we will advise you of your options. When you decide you want us to work on your behalf, there are still no costs to you. As part of the program, all of our fees are paid by your lender.
A short sale is a real estate transaction whereby the current lender(s) agree to allow the owner to sell the property for an amount less than the current mortgage.
Short sales are more complicated and time consuming than an average real estate sale. This means it’s more important to retain an experienced real estate professional to oversee and negotiate your transaction. Short sale transactions are a win-win situation because the bank gets a non-performing asset sold, and the homeowner avoids foreclosure. The process is not necessarily complicated but it requires more work on the part of your agent. Negotiating a successful short sale is one of several ways to stop a foreclosure of your home; and the sale can be advantageous to all parties in involved.
Banks would be better off to accept a loss now, rather than going through the legal expense of a foreclosure just to end up selling it for less later. The benefit to both parties are that the homeowner doesn’t suffer the credit impacts/stigma of foreclosure and the lender can clear a non-performing loan without the associated costs of foreclosure, eviction and property rehabilitation. A short sale is a viable alternative to foreclosure when foreclosure is imminent and unavoidable. Surrounding property values will not support a price sufficient to pay the loan in full, and the borrower will not receive compensation from the sale.
Why Call Midas for Your Cardiff by the Sea Short Sale?
Many loan officers and Realtors say they know a lot about short sales, but they really don’t know how to the short sale process works. A short sale is an extremely important transaction that should be handled by a trained and experienced professional. By achieving the designation of CDPE (Certified Distressed Property Expert) and as a Realtor® that has successfully closed short sales, our Broker has the training and the experience you need in order to guide you through this process. Your first step is a phone call to discuss your situation and to evaluate your available options. Please call us today 800-546-2289 to discuss your unique situation or complete the short form at the right of the page..
If you are visiting the site outside of business hours, fill out the Form at the right and a Cardiff by the Sea short sale Realtor will contact you ASAP!
San Diego Short Sale Form
Short Sale Requirements
Midas Realty Group is ready to provide short sale assistance to homeowners in the following San Diego County cities: Cardiff by the Sea, Carlsbad, Coronado, Del Mar, El Cajon, Encinitas, Escondido, La Jolla, La Mesa, Lakeside, Leucadia, Oceanside, Pacific Beach, Pala, Palomar Mountain, Poway, Rainbow, Ramona, Rancho Bernardo, Rancho Santa Fe, San Diego, San Marcos, Santee, Solana Beach, Spring Valley, Valley Center, Vista
Cardiff by the Sea, California Links of Interest