Short Sale Hardship Letter-

A Hardship Letter is a requirement for a short sale. 

California short saleThe Short Sale hardship letter is required as a part of all short sale packages. The hardship letter is submitted to provide the lender with an explanation of the changes that have occurred in the finances of the homeowner. As part of our assistance, the short sale clients of Midas Realty Group are provided with an easy to understand Hardship Letter template that outlines all of the information the lender is looking for to better under financial circumstances.  We know exactly what information the lender is looking for to understand the financial circumstances of our clients, so the hardship letter template we provide is not only easy for our client to understand, but it’s been effective in all of our transactions. To obtain a free evaluation and to learn more about our short sale package call up now at 800-546-2289

While a short sale can seem intimidating, the process is really quite easy and effective as long as the qualifications are met and as long as you are rely upon an experienced professional in order to negotiate your short sale. MIDAS REALTY GROUP is both experienced and knowledgeable in the successful negotiation of short sales. Most importantly, there is never a cost to the homeowners that rely on our experience and credentials.

If you or someone you know is in need of the relief a short sale can provide, please contact our office now for a FREE consultation at 800-546-2289.  If you are browsing this information outside of business hours, complete the free evaluation request below and a professional experienced in short sale negotiations will contact you ASAP.

 

 

Midas Realty GroupShort Sale Help- Can you Benefit?

While a short sale can seem intimidating, the process is really quite easy and effective.  MIDAS REALTY GROUP is both experienced and knowledgeable in the successful negotiation of short sales. Most importantly, there is never a cost to the homeowners that rely on our experience and credentials.

In addition to helping avoid foreclosure it can help you begin to re-establish your credit quicker.  While any late payments are reported to the credit bureau you will not have a foreclosure reported if the property was not foreclosed.  The transaction may be reported as “settled for less” and you will never have to deal with a foreclosure on your credit.  You may also be eligible to purchase a property again in as little as two years if credit has been re-established. Lastly, a foreclosure on a credit report may affect the ability to obtain employment or security clearance.

We are short sale specialists.  We help homeowners take full advantage of the benefits of a short sale.  A short sale is real estate transaction whereby the current lender(s) agree to allow the owner to sell the property for an amount less than the current mortgage.  A homeowner must qualify for the short sale- demonstrate that they can no longer make their payments and they don’t have millions of dollars tucked away. The short sale can actually be a tremendous financial relief since you no longer has to stress about paying the huge mortgage.

Sometimes it’s good to know when to walk away…

If you or someone you know is in need of the relief a short sale can provide, contact our office now to learn about the short sale benefits.  The call is FREE  800-546-2289. If you are browsing this information outside of business hours, complete the free evaluation request below and a professional experienced in short sale negotiations will contact you ASAP. Talking to us is free and there is no obligation.  Call now, and you may be able to ease some of your stress with just this simple phone call.

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HARP

Why Call Midas Realty Group?

Midas Realty GroupMany loan officers and Realtors say they know a lot about short sales, but don’t know how to the short sale process works or even why a short sale is a better alternative to a foreclosure.  A short sale is an extremely important transaction that should be handled by a trained and experienced professional.  By achieving the designation of  CDPE (Certified Distressed Property Expert) and as a Realtor® that has successfully closed Orange County short sales, as well as short sales in the counties of Riverside, San Diego, Los Angeles, and San Bernardino, our broker has the training and the experience you need in order to guide you through this process.  Your first step is a phone call to discuss your situation and to evaluate your available options.  You may complete the information to the right and an experienced short sale negotiator will contact you to discuss your options, or you may call us now 800-546-2289 to discuss your unique situation.

San Diego Short Sale Form

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Short Sale Information

California Short Sale Rules

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