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Notice of Default

Call Now for Assistance if

You Have Received a Notice of Default Regarding Your California

Property  800-546-2289

A Notice of Default or Foreclosure Notice is a notification given to a borrower stating that he or she has not made their mortgage payments by the predetermined deadline. It is the first legal document you will receive and it marks the beginning of the pre-foreclosure process. It dictates that if the money owed (plus an additional legal fee) is not paid in a given time, the lender may choose to foreclose the borrower’s property. Any other people whom may be affected by the foreclosure may also receive a copy of the notification.

The Notice of Default (NOD) is the initial document (non-judicial) filed by a trustee and the filing starts the foreclosure process and both LIS and NOD are part of the PRE-foreclosure process.  The Notice of Default is recorded where the property is located and is the first step that a lender takes in the foreclosure process. Once the Notice of Default has been recorded the lender must wait 90 days before continuing with the foreclosure process.  You can also view our short video on the sidebar explaining the Notice of Default.

If you have received a Notice of Default or if you believe one is forthcoming, contact our office right away so we can discuss with you your options and the government programs that may be available to you.  Do not delay as once the Notice of Default has been filed, there are specific deadlines that must be met.  You may complete the form on this page or call us toll-free at 800-546-2289 for immediate assistance.

If you or someone you know is in need of assistance in understanding their Notice of Default, please contact our office now for a FREE consultation at 800-546-2289.  If you are browsing this information outside of business hours, complete the free evaluation request on this page and a professional will contact you ASAP. There is never a cost to the homeowners that rely on our experience and credentials.

HARP

Why Call Midas Realty Group?

Midas Realty GroupMany loan officers and Realtors say they know a lot about short sales, but don’t know how to the short sale process works or even why a short sale is a better alternative to a foreclosure.  A short sale is an extremely important transaction that should be handled by a trained and experienced professional.  By achieving the designation of  CDPE (Certified Distressed Property Expert) and as a Realtor® that has successfully closed Orange County short sales, as well as short sales in the counties of Riverside, San Diego, Los Angeles, and San Bernardino, our broker has the training and the experience you need in order to guide you through this process.  Your first step is a phone call to discuss your situation and to evaluate your available options.  You may complete the information to the right and an experienced short sale negotiator will contact you to discuss your options, or you may call us now 800-546-2289 to discuss your unique situation.

Short Sale Contact Form

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