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HAFA Program

HAFA program or Home Affordable Foreclosure Alternatives is a government sponsored program providing distressed homeowners with alternatives to foreclosure.  HAFA provides more benefit to the homeowner over a foreclosure in that participation the program will alleviate any promissory notes or possibility of deficiency judgments and the homeowner will not be asked to contribute toward the mortgage debt at the close of escrow. Participation in the program may also trigger a mandatory foreclosure postponement allowing the homeowner a minimum of 120 days and a maximum of 360 days to sell the property.

Homeowners are provided with up to $3000 at close for relocation expenses, and a successful short sale will allow the homeowner to purchase another home sooner than if the home was foreclosed upon.

Many loan officers and Realtors say they know a lot about short sales, but don’t know how to the short sale process works or even why a short sale is a better alternative to a foreclosure.  A short sale is an extremely important transaction that should be handled by a trained and experienced professional.  By achieving the designations of  CDPE (Certified Distressed Property Expert) and CHS (Certified HAFA Specialist), and as a Realtor® that has successfully closed short sales,our Broker has the training and the experience you need in order to guide you through this process.  The first step is a phone call to discuss your situation and to evaluate your available options.

Call us now at 800-546-2289 For a FREE evaluation of your current situation.  If you are browsing after hours, simply request a call back by submitting one of the short forms on the right side of the page, and an experienced, licensed professional will contact you to review your options ASAP.There is never a cost to the homeowners that rely on our experience and credentials.

HARP

Why Call Midas Realty Group?

Midas Realty GroupMany loan officers and Realtors say they know a lot about short sales, but don’t know how to the short sale process works or even why a short sale is a better alternative to a foreclosure.  A short sale is an extremely important transaction that should be handled by a trained and experienced professional.  By achieving the designation of  CDPE (Certified Distressed Property Expert) and as a Realtor® that has successfully closed Orange County short sales, as well as short sales in the counties of Riverside, San Diego, Los Angeles, and San Bernardino, our broker has the training and the experience you need in order to guide you through this process.  Your first step is a phone call to discuss your situation and to evaluate your available options.  You may complete the information to the right and an experienced short sale negotiator will contact you to discuss your options, or you may call us now 800-546-2289 to discuss your unique situation.

Short Sale Contact Form

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Links and Additional

Short Sale Information

California Short Sale Rules

Short Sale Help

Options to Foreclosure

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